![]() ![]() There are two interest tiers depending on your balance. You can set up automatic savings plans or deposit your money manually. The Capital One 360 Money Market has no minimum deposit and no fees. There is no monthly service fee and no minimum balance. The Kids Savings Account offers a very decent APY rate, so children can watch their money grow. Kids can sign in and view their balance, but you're the only one with the authority to move money in and out of the account. This is a joint account between you and your child. They even offer mobile check deposit options.Ĭapital One's Kids Savings Account help children get into the habit of savings. It's easy to transfer money between Capital One and other bank accounts. Tech-savvy savers will enjoy Capital One 360's mobile app. There are no service fees and no minimum deposit. But if you want the convenience of checking and savings under one bank, it's not a shabby choice. 360 SavingsĬapital One 360's Saving account doesn't offer as high of an interest rate as competitor online banks. When your teen turns 18, he/she can roll over this account into a 360 Checking account. There is no minimum deposit requirement, no account opening fee, and no service fees. You'll have your own username and log-in and can see what they're up to. Teens can make their own money decisions. You and your teen will be joint account holders. The MONEY checking account is specifically for teenagers to help them learn money management. You'll be charged interest until you pay back the funds. Use their Overdraft Line of Credit, where Capital One will cover the overdrawn amount for you.Use their one business day grace period to add funds before being charged $35.Link a Capital One 360 Savings account to cover the charges.Auto decline charges you don't have the funds to cover.You can choose one of the following choices: Instead of automatically charging you for overdrafts, the 360 Checking gives you options. The biggest perk of this checking account are the overdraft options. Deposit checks from anywhere by snapping a photo on your phone.Online bill pay, with option for automatic payments.No foreign transaction fee when you use your debit card abroad.Access your money fee-free at more than 70,000 Capital One or Allpoint ATMs.It offers a better interest rate compared to other online banks. You can find out if you're pre-qualified on Capital One's website, with no impact to your credit score.Ĭapital One 360 Checking account has no minimum deposit, no minimum ongoing balance, and no service fees. Read about the top Capital One credit card offers. Capital One Platinum Secured to help build credit.Capital One Venture Rewards Credit Card for miles.Capital One Quicksilver Cash Rewards Credit Card for cash back.From cashback to travel rewards to cards for bad/limited credit. Today, it's one of the U.S.'s largest banks based on deposits.Ĭapital One Credit Cards: Capital One also offers a wide array of credit cards. It rebranded itself as Capital One 360 and started offering a full range of online banking services. Deposit RatesĬapital One 360 offers a nice range of banking services that satisfy basic checking and savings needs:ĭid you know: Capital One started as a credit card issuer, until it purchased the popular ING Direct in 2012. ![]() Keep reading to see our take on Capital One 360 and their offerings. If you're considering opening a personal checking or savings account, you must check out these promotions. They claim this means less overhead, which they pass on to the customer with higher interest rates, no monthly fees, and better service. Your deposits have the protection of the FDIC and your information is encrypted for your safety.Ĭapital One 360 is an online-only bank, though. They offer savings, checking, CDs, and money market accounts. Good online bank with access to in-person supportĬapital One 360 provides multiple banking products, allowing you to satisfy all your banking needs in one place if you choose. Lower savings APY compared to other online banks. ![]()
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